{"id":28636,"date":"2026-05-22T17:42:32","date_gmt":"2026-05-22T14:42:32","guid":{"rendered":"https:\/\/bankir.kiev.ua\/?page_id=28636"},"modified":"2026-06-08T11:27:01","modified_gmt":"2026-06-08T08:27:01","slug":"topics-12-08-2026","status":"publish","type":"page","link":"https:\/\/bankir.kiev.ua\/en\/topics-12-08-2026\/","title":{"rendered":"\u0422\u0435\u043c\u0438 \u2013 DIGITAL BANKING ECOSYSTEM &amp; FINTECH"},"content":{"rendered":"<style>\/*! elementor - v3.16.0 - 17-10-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style>\n<h1>Digital Banking<br \/>\n <br \/>Ecosystem &amp; Fintech<\/h1>\n<style>\/*! elementor - v3.16.0 - 17-10-2023 *\/\n.elementor-toggle{text-align:left}.elementor-toggle .elementor-tab-title{font-weight:700;line-height:1;margin:0;padding:15px;border-bottom:1px solid #d5d8dc;cursor:pointer;outline:none}.elementor-toggle .elementor-tab-title .elementor-toggle-icon{display:inline-block;width:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon svg{margin-inline-start:-5px;width:1em;height:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-right{float:right;text-align:right}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-left{float:left;text-align:left}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-closed{display:block}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-opened{display:none}.elementor-toggle .elementor-tab-title.elementor-active{border-bottom:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-closed{display:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-opened{display:block}.elementor-toggle .elementor-tab-content{padding:15px;border-bottom:1px solid #d5d8dc;display:none}@media (max-width:767px){.elementor-toggle .elementor-tab-title{padding:12px}.elementor-toggle .elementor-tab-content{padding:12px 10px}}.e-con-inner>.elementor-widget-toggle,.e-con>.elementor-widget-toggle{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">1.\tRegulatory Oversight 2026: Key Changes for Banks and Financial Companies<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Transition to Risk-Based Supervision: New NBU Priorities for Banks and Non-Bank Financial Institutions<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">Significant Financial Companies Under Enhanced Supervision: Criteria, Additional Requirements, and Oversight Features in 2026<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">Synchronization of Prudential Supervision: How the NBU Is Aligning Standards for Banks and the Non-Bank Sector<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Changes in Supervisory Tools and Enforcement Measures: What the Regulator Has Tightened for Banks and NBFIs<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">New Reporting and Information Disclosure Requirements: Practical Changes from April 2026<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Corporate Governance, Internal Control, and Compliance Under NBU Supervision \u2014 Regulator&#8217;s Expectations<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Supervision of Financial Monitoring (AML\/CFT): Common Violations and Increased Liability<\/b>\u00a0<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">The Future of Supervision in 2026\u20132027: Differentiated Approach, Stress Testing, and Adaptation to New Risks<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">2. \tFrom Cyber Defense to Cyber Resilience: The New Survival Paradigm for Banks  <\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><strong>DORA and Other Regulatory Requirements 2026\u20132027: Moving from Formal Compliance to Real Operational Resilience (Implementation, Resilience Testing, and Effective Incident Reporting)<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><strong>Zero Trust Architecture for the Financial Sector: Practical Experience of Full Transition in 2026 (Microsegmentation, Continuous Verification, and Real Bank Case Studies)<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><strong>AI in Cyber Defense vs. AI in Cyberattacks: How Next-Gen SOC Defeats Adversarial AI (AI-Driven Detection, Automated Response, and Countering AI-Generated Attacks)<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><strong>Third-Party and Supply Chain Cyber Risks: From Fourth-Party Risk to Total TPRM (DORA Requirements for Critical ICT Providers and Continuous Supplier Monitoring)<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><strong>Hybrid Crisis Scenarios: Simultaneous Cyberattack and Power Blackout or Massive Outage (Ukraine&#8217;s Practical Case Studies, Business Continuity, and Disaster Recovery 2.0)<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><strong>Cyber Insurance as a Strategic Tool: What a Policy Actually Covers in 2026\u20132027 and How to Use It with Maximum Efficiency<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><strong>Identity-Centric Attacks and Defense: Countering AiTM, Quishing, and Credential-Based Attacks in the Banking Environment<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><strong>Cloud Resilience and Concentration Risks: How to Avoid Critical Dependency on a Single Provider Amid Geopolitical Threats<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><strong>Cyber Resilience of NBFIs (FinTech, Insurance Companies, Credit Unions): Specifics and Key Differences from Banking Approaches (Smaller Budgets, Faster Innovation, and Specific Regulatory Requirements)\u00a0<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><strong>Post-Attack Recovery: Ensuring Genuine Business Continuity, Minimizing Financial and Reputational Losses (Post-Breach Recovery, Communication Strategy, and Lessons from Real 2025\u20132026 Incidents)<\/strong><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">3. Energy Independence for Banks: Strategies for Business Continuity<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Overview of Current 2026 Technologies<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">Changes in the Regulatory Framework of the NBU and State Energy Supervision<\/b>\u00a0<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">International Experience (USA, Israel, South Korea)<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Public-Private Partnership in the Energy Sector<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Cyber Resilience of Power Systems as a Part of Operational Risk<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Audit and Certification of Energy Readiness<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Communication Strategy with Clients and Investors<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">The Role of FinTech and Startups in Solutions for Banks<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">Panel Discussion: &#8220;Who Will Pay for Energy Modernization?&#8221;<\/b>\u00a0<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">Conclusions and Recommendations for the Banking Sector<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">4.\tDigitalization of Document Management: From Paper to Full Automation<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Paperless Banking: <\/b><strong>The Evolution of Electronic Document Management in 2026<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">Intelligent Document Management: <\/b><strong>How AI and Blockchain Ensure Legal Validity<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">Electronic Document Management in Finance:<\/b> <strong>Regulatory Challenges and Scalability<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Digital Transformation of Document Management: <\/b><strong>Real Case Studies from Market Leaders<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">The Paperless Future: <\/b><strong>Integration of Electronic Signatures and Automated Workflows<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Document Management 2.0: <\/b><strong>Cloud Platforms and Effective Interbank Collaboration<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Legally Binding Electronic Document Management in the Banking Sector<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">Corporate Document Management Automation: From Onboarding to Digital Archiving<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">Zero Paper Strategy: How Banks Are Completely Eliminating Paper in 2026<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">Digitalization of Document Management 2026: From Paper to Full Automation<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">5.\tSmart Management: CRM, BPM, ERP, EDM<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Intelligent Bank Management: RPA, AI, and Dynamic Control<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">Back-Office Automation: Achieving Operational Excellence<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">Smart Governance: Digital Dashboards and Proactive Risk Management<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Automated Management: From Routine to Strategic Decision-Making<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Intelligent Operations: The Future of Banking Management<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Hyperautomation in Banking: Control and Efficiency in 2026<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Digital COE: Center of Operational Excellence Powered by AI<\/b>\u00a0<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">Real-Time Automation and Control: New Management Standards<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">Smart Bank Operations: Balancing Automation and Human Oversight<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">6. AI-Ready Infrastructure &#038; Sovereign Cloud<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><strong>Data Centers 2026: Edge Computing, Green IT, and Hybrid Clouds<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><strong>The Evolution of Bank Cloud Infrastructure: From Migration to Cloud-Native\u00a0<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><strong>The Future of Data Centers: AI Optimization, Quantum Threats, and Resilience<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><strong>Hybrid Clouds in Banking: Security, Compliance, and Scalability<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><strong>Next-Gen Data Centers: Energy Efficiency and Infrastructure for AI<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><strong>Cloud Transformation 2026: Multi-Cloud Strategies for Banks<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><strong>Data Center Modernization: From Legacy to Sovereign Cloud<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><strong>Bank Cloud Systems: Balancing Cost, Security, and Performance<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><strong>Edge and Core: The New Architecture of Banking Infrastructure<\/strong><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><strong>Sustainable Data Centers: Green Computing in the Financial Sector<\/strong><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">7. Cardless &#038; Instant Payments Revolution<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Payment Systems 2026: The Journey to Digital-Only and Instant Payments<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">From Plastic to Tokens: The Evolution of Real-Time Payments<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">The Cardless Future: CBDC, Digital Wallets, and Open-Loop Systems<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Payment Transformation: Embedded Finance and Contextual Transactions<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Instant &amp; Invisible Payments: A New Era of Banking Settlements<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Digital-Only Payments: Strategies for a Full Bank Transition<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">The 2026 Payment Revolution: Biometrics, A2A, and Cross-Border Innovation<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">From Cards to Ecosystems: How Payment Value Chains Are Changing<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">Regulatory Changes and Technology: The Future of Payment Infrastructure<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">Cashless &amp; Cardless World: Global Trends and Ukrainian Realities<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">8. AI-First Mobile Banking &#038; Super Apps<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Mobile Banking 2026: A Personal AI Assistant in Your Pocket<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">Intelligent Interaction: Voice, Predictive, and Proactive Banking<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">Super-App Banking: How Mobile Apps Are Becoming Financial Ecosystems<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">The Future of Digital Customer Experience in Mobile Banking<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">AI-First Mobile Banking: Emotional Intelligence and Hyper-Personalization<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Next-Gen Mobile Banking: Zero-Friction and Contextual Interaction<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Biometric &amp; Conversational Banking: 2026 Trends<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">Mobile Banking as a Lifestyle Platform: Beyond Finance<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">Intelligent Onboarding and Lifelong Customer Journey in Mobile<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">Predictive Mobile Experience: A Bank That Anticipates Customer Needs<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">9. Open Finance &#038; Embeddded Banking<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Open Banking 2026: From Regulation to a Genuine Open Ecosystem<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">API-First Banking: Data Monetization and Partnership Models<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">Open Finance: The Evolution of Open Banking Beyond Payments<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">API Ecosystem Strategies: Security, Governance, and Revenue Streams<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Open Banking as a Competitive Advantage: Case Studies and Forecasts<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Regulatory Sandboxes and Technical Standards of Open Banking<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Embedded Finance via API: Integrating Finance into Non-Financial Services<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">Next-Level Open API: Composable Banking and Real-Time Data<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">Open Banking in Ukraine and the EU: Harmonization and Opportunities<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">Security and Trust in Open Banking: PSD3, DORA, and New Challenges<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">10. Real Time Data &#038; Predictive Intelligence<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Big Data 2026: From Analytics to Predictive and Prescriptive Insights<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">Advanced Analytics in Banking: Real-Time Decisioning and Automation<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">Data-Driven Banking: Data Monetization and Ethical Use<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Next-Gen Analytics: Graph Databases, Vector Search, and AI Agents<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Unified Data Platform: How Banks Are Creating a Single Source of Truth<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Big Data for Personalization and Risk Management<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Real-Time Analytics: The 2026 Competitive Advantage<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">Data Mesh and Data Fabric: Modern Bank Data Architectures<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">From Big Data to Actionable Intelligence in Finance<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">The Future of Analytics: Causal AI and Automated Insights<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">11. Explainable &#038; Responsible AI<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Explainable AI in Banking: Trust, Compliance, and Ethics<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">XAI 2026: How to Make Artificial Intelligence Decisions Transparent<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">From Black Box to Explainable Models: Regulatory Requirements<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Explainable AI for Credit Scoring, Fraud Detection, and Compliance<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Human-AI Collaboration: Decision Clarity as a Key Factor<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">XAI Techniques: SHAP, LIME, and New 2026 Approaches<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Regulatory Landscape: The EU AI Act and Explainability in Finance<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">Building Trust in AI: Case Studies of Explainable Models in Banks<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">Hybrid Systems: Combining AI and Expert Knowledge<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">The Future of Responsible AI: Transparency and Accountability<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">12.\tCustomer Loyalty: Seamlessness, Trust and Personalized Service<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Loyalty 2026: From Transactions to Emotional Connection<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">Frictionless Customer Experience: Trust and Hyper-Personalization<\/b>\u00a0<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">AI-Powered Personalized Service: A New Model for Customer Retention<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Loyalty Ecosystem: Creating Value Beyond Products<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Zero-Friction Banking: The Key to Long-Term Loyalty<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Trust in the Digital Age: Data Ethics and Transparency<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Next-Gen Loyalty Programs: Dynamic, Contextual, and Fair<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">Customer at the Center: Personalized Proactive Service<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">Behavioral Banking: Understanding and Predicting Loyalty<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">The Future of Bank-Customer Relationships: Emotional Intelligence and Co-Creation<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">13.\tAutomation of Financial Monitoring: AML, TMS, KYC\/KYB<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">AML\/CFT Automation 2026: Real-Time AI and Machine Learning<\/b>\u00a0<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">Intelligent Financial Monitoring: From Rule-Based to Risk-Based Approach<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">Transaction Monitoring 2026: Behavioral Models and Network Analytics<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Compliance Automation: Reducing False Positives and Operational Costs<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">AI in Anti-Money Laundering: Case Studies and Best Practices<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Transaction Analysis: Real-Time Threat Detection<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Data and AI Integration for Effective Financial Monitoring<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">Regulatory Technology (RegTech) in AML: New Opportunities<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">Predictive Financial Monitoring: Preventive Defense<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">Balancing Compliance and Customer Experience in Automated Monitoring<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">14.\tDigital Insurance Ecosystem: New Models of Cooperation with Banks<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">InsurTech 2026: Digital Ecosystems and Embedded Insurance<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">The Future of Digital Insurance: Personalized and Usage-Based Models<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">Banks and Insurance: Creating Joint Digital Ecosystems<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">AI and IoT in Insurance: Preventive and Parametric Products<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Customer Experience in Digital Insurance: Seamless and Instant<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Open Insurance: API Ecosystems and Partnerships<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Innovative Insurance Models within the Banking Ecosystem<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">Digital Transformation of Insurance Products and Services<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">Predictive Insurance: Shifting from Reaction to Prevention<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">Bancassurance Ecosystem 2026: New Interaction Models<\/b>\u00a0<\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">15.\tRetail Banking: The New Model of Retail Banking<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Retail Banking 2026: A New Paradigm of Customer-Centricity<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">The Future of Retail Banking: From Products to Lifestyle Solutions<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">The New Retail Bank Model: AI, Ecosystems, and Hyper-Personalization<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Retail Banking in the Post-Digital Era: Emotion, Trust, and Value<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Open Retail Banking Platforms in 2026<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Next-Generation Retail Bank: Technology and the Human Factor<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Transformation of the Retail Segment: Challenges and Opportunities in 2026<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">Customer-First Retail Banking: A New Service Architecture<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">The Future of Branch Networks and Digital Retail<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">Retail Banking as a Service Platform: Innovation and Resilience<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">16.\tLegal Protection and Support for Banks and Financial Companies in 2026<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">Regulation and Risks<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">New Management and Financial Monitoring: Legal Liability<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">Cyber Resilience and Clouds: Bank Legal Protection in Security Incidents and Cloud Data Migration Compliance<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Energy Independence: Legal Aspects of Business Continuity and Contract Management Under Force Majeure<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Technology as Evidence<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Digital Document Management: Legitimacy of E-Signatures and Using Electronic Documents as Evidence in Debt Collection Courts<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">Artificial Intelligence and Big Data: Liability for AI Decisions and Protecting Banking Secrecy in Big Data Analytics<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">New Markets and Formats<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,8,0\"><b data-path-to-node=\"1,8,0\" data-index-in-node=\"0\">Open Banking and Digital-Only: Allocation of Liability with API Partners and the Legal Status of Neobanks<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,9,0\"><b data-path-to-node=\"1,9,0\" data-index-in-node=\"0\">Retail Banking 2026: Consumer Rights Protection in Mobile Banking and the Legal Framework for Service Personalization<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,10,0\"><b data-path-to-node=\"1,10,0\" data-index-in-node=\"0\">InsurTech: Legal Support for Integrating Insurance Innovations into Banking Products<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t\t\t\t\t\t\t\t\t\t<a tabindex=\"0\">17.\tGamification in Digital Banking: Why banks are becoming like games<\/a><\/p>\n<ul>\n<li>\n<p data-path-to-node=\"1,0,0\"><b data-path-to-node=\"1,0,0\" data-index-in-node=\"0\">GameFi and the New Digital Economy<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,1,0\"><b data-path-to-node=\"1,1,0\" data-index-in-node=\"0\">AI in GameDev and FinTech<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,2,0\"><b data-path-to-node=\"1,2,0\" data-index-in-node=\"0\">Embedded Finance in Video Games<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,3,0\"><b data-path-to-node=\"1,3,0\" data-index-in-node=\"0\">Cybersecurity and Anti-Fraud in the Gaming Ecosystem<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,4,0\"><b data-path-to-node=\"1,4,0\" data-index-in-node=\"0\">Esports &amp; Digital Finance<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,5,0\"><b data-path-to-node=\"1,5,0\" data-index-in-node=\"0\">Metaverse &amp; Virtual Economies<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,6,0\"><b data-path-to-node=\"1,6,0\" data-index-in-node=\"0\">UX\/Game Design for FinTech<\/b><\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"1,7,0\"><b data-path-to-node=\"1,7,0\" data-index-in-node=\"0\">Mobile Gaming &amp; Digital Payments<\/b><\/p>\n<\/li>\n<\/ul>\n<p>\t\t\t<a href=\"https:\/\/bankir.kiev.ua\/reg-12-08-2026.php\"><br \/>\n\t\t\t\t\t\t\u0420\u0435\u0454\u0441\u0442\u0440\u0430\u0446\u0456\u044f<br \/>\n\t\t\t\t\t<\/a><br \/>\n\t\t\t<a href=\"https:\/\/bankir.kiev.ua\/speakers-12-08-2026\/\"><br \/>\n\t\t\t\t\t\t\u0421\u043f\u0456\u043a\u0435\u0440\u0438 \u0442\u0430 \u0443\u0447\u0430\u0441\u043d\u0438\u043a\u0438<br \/>\n\t\t\t\t\t<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Digital Banking Ecosystem &amp; Fintech 1. Regulatory Oversight 2026: Key Changes for Banks and Financial Companies Transition to Risk-Based Supervision: New NBU Priorities for Banks and Non-Bank Financial Institutions Significant Financial Companies Under Enhanced Supervision: Criteria, Additional Requirements, and Oversight Features in 2026 Synchronization of Prudential Supervision: How the NBU Is Aligning Standards for Banks [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-28636","page","type-page","status-publish","hentry"],"translation":{"provider":"WPGlobus","version":"3.0.0","language":"en","enabled_languages":["uk","en"],"languages":{"uk":{"title":true,"content":true,"excerpt":false},"en":{"title":true,"content":true,"excerpt":false}}},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"IFClub \"BANKIR\"","author_link":"https:\/\/bankir.kiev.ua\/en\/author\/batmanapollo\/"},"uagb_comment_info":0,"uagb_excerpt":"Digital Banking Ecosystem &amp; Fintech 1. Regulatory Oversight 2026: Key Changes for Banks and Financial Companies Transition to Risk-Based Supervision: New NBU Priorities for Banks and Non-Bank Financial Institutions Significant Financial Companies Under Enhanced Supervision: Criteria, Additional Requirements, and Oversight Features in 2026 Synchronization of Prudential Supervision: How the NBU Is Aligning Standards for Banks&hellip;","_links":{"self":[{"href":"https:\/\/bankir.kiev.ua\/en\/wp-json\/wp\/v2\/pages\/28636","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankir.kiev.ua\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bankir.kiev.ua\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bankir.kiev.ua\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankir.kiev.ua\/en\/wp-json\/wp\/v2\/comments?post=28636"}],"version-history":[{"count":16,"href":"https:\/\/bankir.kiev.ua\/en\/wp-json\/wp\/v2\/pages\/28636\/revisions"}],"predecessor-version":[{"id":28830,"href":"https:\/\/bankir.kiev.ua\/en\/wp-json\/wp\/v2\/pages\/28636\/revisions\/28830"}],"wp:attachment":[{"href":"https:\/\/bankir.kiev.ua\/en\/wp-json\/wp\/v2\/media?parent=28636"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}